Voluntary benefits

Steady ground for the unexpected

Life's biggest setbacks tend to arrive without warning. These voluntary benefits are built to put cash in your hands quickly, so an illness or accident doesn't have to become a financial one too.

Coverage options through InSync Benefits

7 products

Disability Insurance

Helps replace part of your paycheck if an illness or injury keeps you from working.

Life Insurance

Gives the people who depend on you a financial cushion to lean on if you're no longer there to provide it.

Accident Insurance

Pays a cash benefit straight to you to help with costs after a covered accident, whatever they turn out to be.

Hospital Indemnity Insurance

Adds a direct cash benefit for hospital stays or outpatient surgery, on top of whatever medical coverage you already carry.

Critical Illness Insurance

Delivers one lump-sum payment if you're diagnosed with a covered serious illness, to use wherever it's needed most.

Cancer Insurance

Helps offset out-of-pocket costs from diagnosis through treatment, plus a benefit for routine screening tests.

Dental & Vision Insurance

Covers routine checkups and unexpected dental work, with optional vision benefits you can add on.

Underwritten by the carriers InSync Benefits partners with. Descriptions above are plain-language summaries, not policy language — see your certificate of coverage for exact terms.